Investment Mortgage Option

One of America’ s top real estate authorities explains the inside secrets of the mortgage business Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you won’ t be one of them with Gary Eldred’ s 106 Mortgage Secrets All Homebuyers Must Learn– But Lenders Don’ t Tell. Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, you’ ll have the confidence and the knowledge to: Increase your borrowing power Get the lowest interest rate Understand ARMs Cut the cost of mortgage insurance Save big with seller financing, foreclosures, and REOs Perfect your credit profile Avoid getting taken by the fine print Get maximum return on your home investment There’ s no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should know– especially the 106 secrets lenders don’ t want to reveal.

As financial markets waver and mortgage rates continue to hover at historic lows, investing in real estate makes more sense than ever– primarily because real estate follows its own cycle, independent of stocks and bonds. But for those with little real estate investment experience, entering into this arena can be intimidating as well as costly. Filled with expert insight that only SmartMoney could provide, The SmartMoney Guide to Real Estate Investing has been written to help you gain a firm understanding of the potentials and pitfalls of real estate investing. Whether you’ re looking to buy a home for yourself or as an investment, The SmartMoney Guide to Real Estate Investing clearly walks you through the process from start to finish. This comprehensive guide will show you how to take advantage of the options currently available in this market, guide you through the questions you should consider– from what is the best way to get financing to how you can increase the value of your new investment through renovation– and instruct you how to sell once you’ ve decided to liquidate your investment. Easy-to-read chapters arm you with everything you need to become a self-sufficient real estate investor. Topics discussed include: Researching the marketZeroing in on the right propertyFinancing and managing your investmentThe best way to renovateHow to get your ideal second homeREIT investing Making the most of the financial opportunities available to you is what SmartMoney is all about– whether it’ s stocks, bonds, mutual funds or . . . real estate– and in today’ s financial environment, a properly balanced portfolio must include a real estatecomponent to reduce risk as well as garner higher returns.